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A Bluevine Business Checking account gives you a few choices for sending and receiving money.

From your Bluevine dashboard, you can easily pay vendors or external accounts by check, ACH, or domestic wire transfer. We’ll issue and mail checks to vendors on your behalf for a small fee of $1.50 per check payment. Same-day ACH payments are $10 per transaction. Outgoing wires are $15 per transaction, significantly lower than the industry standard. You can also receive incoming domestic wires at no cost. We do not currently accept or initiate international wires.

To add funds to your account, you can use the mobile check deposit feature in the Bluevine app or initiate a transfer from an external bank account using your Bluevine dashboard. To deposit cash, use services from our partner, Green Dot®.^BVSUP-00039 To make a fee-free cash withdrawal, visit a MoneyPass® ATM.

Funds will likely become available between 1 to 6 business days. Please note that once the depositing process has begun, you cannot cancel the deposited check.

Once approved for a credit line, you can request funds directly from your Bluevine dashboard. We’ll deposit funds in your account as soon as a few hours, pending review and approval. Depending on which repayment plan you qualified for, we’ll automatically debit your account for weekly or monthly repayments. As you pay off your balance, the amount of available credit you can request automatically replenishes.

Because your repayments are calculated with simple interest, you can save on interest when you pay early. We don’t charge early repayment fees.

Learn more about how a Bluevine Line of Credit works.

You can apply for a Bluevine Line of Credit as long as your business meets the minimum qualifications and does not operate in one of the following ineligible industries or states:

Ineligible industries

• Illegal gambling
• Pornography and paraphernalia
• Political campaigns
• Firearms and paraphernalia
• Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia
• Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency)
• Auto dealerships
• Political campaigns

Ineligible states

• Nevada
• North Dakota
• South Dakota